Built on Real Experience
Two decades of helping businesses understand their true financial position
We started dimarovia because too many good businesses were making critical decisions based on incomplete financial pictures. After years of watching companies struggle with liquidity challenges they could have prevented, we knew there had to be a better way.
Our approach combines practical analysis techniques with real-world business understanding. We don't just teach theory – we share the methods that actually work when you're facing tough financial decisions.
How We Got Here
Every milestone shaped our understanding of what businesses really need when analyzing financial health
The Learning Phase
Started as financial consultants working with small to medium businesses across regional Australia. Quickly realized that most owners had the right instincts but lacked structured approaches to assess their company's liquidity position during growth phases.
Crisis Response
The pandemic taught us everything about business resilience. We helped dozens of companies navigate unprecedented cash flow challenges. This period showed us which analysis methods actually predict problems and which ones just look good on paper.
Teaching What Works
Began developing structured programs after being asked repeatedly to share our methods. We realized that teaching these skills was just as important as applying them. Our first workshops filled up within days of announcement.
Expanding Access
Now offering comprehensive learning programs starting autumn 2025. We've refined our approach based on feedback from over 200 business owners who've used these techniques to strengthen their financial decision-making capabilities.
What We Actually Do
Our work centers on practical financial analysis that business owners can actually use. We focus on the gap between academic theory and real-world application – teaching methods that work under pressure.
- Cash Flow Timing Analysis Understanding when money moves, not just where it goes. We teach seasonal pattern recognition and working capital optimization techniques that prevent liquidity surprises.
- Solvency Assessment Methods Beyond basic ratios – we cover scenario modeling and stress testing approaches that help businesses understand their real financial stability under different conditions.
- Decision Support Systems Building frameworks that give business owners confidence in major financial decisions. From equipment purchases to expansion planning, we teach systematic evaluation methods.
- Risk Identification Techniques Early warning systems that actually warn early. We share the indicators we've learned to watch and how to set up monitoring systems that catch problems while solutions are still affordable.
The People Behind dimarovia
We're not just analysts – we're business owners who understand what it's like to make tough financial decisions
Stellan Korsgaard
Principal Financial Analyst
Spent fifteen years helping family businesses navigate growth challenges before co-founding dimarovia. His background in agricultural finance taught him to think in cycles and seasons – skills that translate remarkably well to cash flow analysis. Stellan develops most of our scenario modeling techniques and has an unusual talent for explaining complex financial concepts through everyday examples.
Dimitri Blackwood
Senior Business Consultant
Former management consultant who got tired of recommending solutions he'd never had to implement himself. After buying and running a manufacturing business for eight years, Dimitri learned the difference between theoretical frameworks and methods that actually work under stress. He leads our program development and specializes in teaching practical risk assessment techniques to business owners.